She is passionate about improving people's quality of life—physically, mentally, emotionally, and financially. Through FinTax Smart, Kels helps individuals, especially the self-employed and business owners, navigate tax preparation, financial literacy, and wealth-building strategies. She focuses on educating people about financial tools like life insurance, annuities, and strategies to "be their bank" to secure their future and avoid financial pitfalls like relying on GoFundMe for emergencies.